Guzzetta Benefit Services

Relationship-Driven Financial Planning

At GBS, we understand that no two clients are alike. That’s why we take time to learn your history and goals. Whether you’re a business owner seeking to grow, protect and transfer your personal wealth, or a busy professional in need of debt management and liability protection, we can help you craft a plan to enlarge and protect your estate for years to come.

Planning is the cornerstone of our proven process. We collaborate with your CPA and attorney to consider all facets of your estate, including investment, tax and succession objectives. We will then customize your portfolio to serve your unique needs. And because we’re an independent firm, we’re not beholden to one line of products or portfolios, so we can freely select the best investment opportunities for you.

Wherever you are in your financial life cycle, GBS is ready to help you prepare for your future.

CLIENTS WE SERVE

BUSINESS OWNERS

There is a reason why 59% of business owners work with a financial advisor — entrepreneurship demands a tremendous amount of time and attention. When you are laser-focused on the success of your business, it’s easy to neglect your own financial goals. GBS acts as your centralized financial service provider, helping you address the core needs of your business while managing your personal wealth.

PROFESSIONALS

GBS serves doctors, lawyers, dentists and other high-earning professionals throughout their financial life cycles. Engaging a wealth manager can increase long-term growth opportunities for your practice, broaden your center of influence and increase referral potential — all while keeping your personal financial plan on track.

INDIVIDUAL INVESTORS

Some financial situations require a high level of management, including a greater time commitment and specialized expertise. Achieve long-term financial goals and maximize your assets with the help of the GBS wealth management team. We provide strategies for estate planning, long-term care, retirement income and other investments.

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Wealth Management

To successfully grow, protect and transfer your wealth, you need a dedicated advisory team with the expertise and infrastructure to support a goals-based planning philosophy. We help high-net-worth clients at various stages in their financial life cycles — from benefits support to retirement planning to succession management.

As a fee-based, fiduciary firm, GBS mitigates risk by assuming some of the responsibility for your plan investments. Just as importantly, your dedicated executive liaison will routinely measure and track key indicators and keep you and your advisors apprised of your plan’s performance. By thinking holistically about all aspects of wealth management — not just investments — GBS can help you measure performance using an in-house reporting process, identify opportunities for improvement and adapt your plan as your needs evolve. Here you will find a collection of wealth management strategies we use to help people like you reach their long-term goals.

What We Do

We offer full-service employee benefits planning to help small to mid-sized companies invest in their emploees' futures.

Retirement Plans

Employee retention is key to any business’ success. Offering competitive benefits, such as 401(k) or non-qualified deferred compensation, improves morale and decreases turnover.

Tax/Financial Planning

From strategies for tax-loss harvesting to stock options and succession planning, GBS supports high-net-worth entrepreneurs’ needs throughout their financial life cycles.

Trust Services

Trusts can serve an integral role in small business owners’ financial strategies, from growing and protecting assets to managing family wealth.

Charitable Planning

Giving back to your community can strengthen your reputation and relationships. GBS helps you select the best charitable vehicles and strategies to maximize your philanthropic impact.

Debt Management

In 2022, medical school graduates shouldered an average of $200,000 in debt. We can help you develop a strategic repayment plan while growing your assets.

Private Banking

GBS offers tailored services, including dedicated concierge support, to help you maximize your wealth.

Succession Planning

Exiting client-centric professions is a complex and time-consuming endeavor. We provide expert financial advice to monetize your business and ensure continuity for clients.

Estate Planning

As you earn and inherit more wealth, it’s essential to ensure your money is well-managed for you and your heirs. We offer strategic guidance to demystify and reduce the cost of inter-generational wealth transfer.

Long-Term Care Planning

Americans are spending more time in retirement than ever before, but with added longevity comes increased anxiety about funding medical care in retirement. We help you plan for every eventuality.

Retirement Income

GBS offers savvy income withdrawal strategies to help you maximize your retirement income — including Social Security Benefits.

MEET THE GBS TEAM

The GBS team is at your service. We are here to help your company find the best employee benefits plan available.

Resources

FOR BENEFITS & FINANCIAL PLANNING

We’ve gathered a wealth of resources to help you along your benefits and financial planning journey. If you have questions about any of these concepts or strategies, give us a call! We’re glad to answer questions or point you toward additional resources.